In June, you got concerned with the debt allotment association which has caused me zero though trouble. you got my income behind from them, though my dual bank of america accounts were sent to arbitration. you am carrying difficulty removing the loan to compensate off the accounts since of the thirty days past due notice upon my credit inform for those accounts. Even with the co-signer with undiluted credit, you have ran in to assorted problems, such as vital in opposite cities. My relatives pronounced to hit the counsel as well as they would be means to set up payments for me, though you am wondering what which will do to my credit.
Thanks!
The pick up people pronounced you still have the flattering great credit score, though you only wish these past due change notations to go divided so my measure will go behind up. you have never done the late remuneration before. you do not wish to record failure possibly as you would similar to to buy the residence in the integrate years. The payments they offering me have been 00 per month for 6 months. you can’t means that.
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Comments: 4 comments
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heybulldog
February 9th, 2010 at 9:10 pm
If you used a debt settlement company then you can bet your credit is trash. How long has it been since your creditors have gotten a payment?
What these companies do is not pay your creditors for months and then try and get them to settle for less. if thats the route that you have to take. You can do it yourself. Save the money you pay them to put on the debt.
packinrat
February 9th, 2010 at 9:10 pm
Sound like your credit is already screwed.
If the creditors will not except terms, file bankruptcy.
Bank of America is a predatory lender and they thrive a victimization and abuse. File Bankruptcy and never do business with them again.
Bank of America is being charged with unfair credit practices. Felony loan shark laws and illegal fees charged
Bank of America is being sued by five former and current employees who claim the firm discriminated against African-Americans when it came to promoting and paying brokers and bankers.
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Put simply, you are not dealing with a bank, you are dealing with a predator. Congress is preparing to eliminate this type of bank but the Republicans have that blocked for the time being.
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bdancer222
February 9th, 2010 at 9:10 pm
Getting a lawyer won’t hurt your credit. The debt settlement company already screwed up your credit. But I don’t know what the attorney will be able to do for you that you can’t do for yourself.
Have you tried to reach some kind of settlement or payment plan? You owe the money.
Kris
February 9th, 2010 at 9:10 pm
Sorry to hear things did not go well for you…..I had many issues with a debt settlement place too. I am all for credit counseling and bankruptcy if all else fails now. Debt settlement places are a rip off and take advantage of people in bad shape.
I would say your credit is already as bad as it can be. I think you are doing the right thing by going and seeing the lawyer. THey will know how to do everything legally so that nothing comes of this later on down the road. Plus, the lawyers fees will be nothing to what those debt settlement places try to squeeze out of you.
I think the lawyer is a good bet and in time your credit will start to improve.
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